The Change-of-Coverage Period is the period at the beginning of the term when you can either choose the Basic Care Plan, mix and match portions of the Enhanced Care and Basic Care Plans, opt out, or enrol your spouse and/or dependent children in the UMSU Health and/or Dental Plan.

If you start school in the fall, the Change-of-Coverage Period is from Aug. 30 – Sept. 25, 2024. If you’re a new student starting in the winter, the Change-of-Coverage Period is from Dec. 27, 2023 – Jan. 23, 2025.

Automatically Covered Students:

• Undergraduate students who are UMSU members (registered in at least one on-campus course) and who are registered for a minimum of 6 credit hours in the Fall Term
• New Winter Term undergraduate students who are UMSU members and who are registered for a minimum of 9 credit hours in the Winter Term

Students NOT automatically covered but are eligible to self-enrol:

• Part time undergraduate students who are taking fewer than 6 credit hours in the Fall Term
• New Winter Term undergraduate students who are taking fewer than 9 credit hours in the Winter Term
• New Winter Term students who aren’t first-time entrants to the University of Manitoba
• Co-op students who aren’t automatically assessed the Plan fee on their Aurora account
• Students who are taking combined Distance Education and on-campus classes (they may be considered part-time students and therefore eligible to enrol)
• Sponsored Indigenous (First Nations, Métis, Inuit) students
• Off-campus students, after paying the UMSU fee
• Students on leave of absence (in exceptional cases and only with approval from the University)
• Outgoing exchange students
• Post-Baccalaureate Students

Students NOT eligible for coverage:

• Students enrolled with the International College of Manitoba (ICM)
•  Students on exchange at the University of Manitoba and paying fees to their home institution
• Students enrolled in Continuing Education programs offered through Extended Education
• Students admitted/starting degree studies in the Summer Term

See the Self-Enrolment section for instructions.

All enrolments must be completed during the Change-of-Coverage Period. If you’re not sure if you’re eligible, check your student fee account or contact Studentcare.

Please note that students and their dependents aren’t covered for out-of-province or out-of-country emergency services once they reach age 65. For more details, contact Studentcare.

Eligible students who aren’t automatically covered by the UMSU Health & Dental Plan can enrol themselves by completing an enrolment process and paying the applicable fee during the appropriate Change-of-Coverage Period.

As Plan members, students who complete a self enrolment may also choose to enrol their spouse and/or dependent children by completing the couple/family enrolment process outlined in the Couple & Family Enrolments section.

Deadlines
All enrolments must be completed during the Change-of-Coverage Period.

If you start school in the Fall Term, the Fall Change-of-Coverage Period is from  Aug. 30 – Sept. 25, 2024.

If you are a brand new student starting in the the Winter Term, you can change your coverage during the Winter Change-of-Coverage Period from Dec. 27, 2024 – Jan. 23, 2025.

Enrolments can’t be processed after the deadline. Coverage is only for the current policy year.

How to Enrol
Select ‘Enrol Yourself Now’ from the menu on the left-hand side during the Change-of-Coverage Period to complete the enrolment process.

Fees can be found here, on the Student Care website. 

You can opt out of the UMSU Health & Dental Plan and/or The Essentials (Legal Care Program) during the Change-of-Coverage Period and receive a credit to your student account for the appropriate amount. 

You can only opt out of the Health Plan upon showing proof of other equivalent health coverage (such as a parent’s or spouse’s employee benefit plan, or a plan provided by your band council or through Health Canada). Similarly, you can only opt out of the Dental Plan with other equivalent dental coverage. Manitoba Health coverage doesn’t provide coverage equivalent to the UMSU Health & Dental Plan. Students can’t opt out of UMSU health and dental coverage if they’re covered only by Manitoba Health.

If you have any questions regarding tuition payment, please visit the appropriate department at the University of Manitoba. After your opt out is completed, and after the end of the Change-of-Coverage Period, look for a credit to your student account for the amount of the Plan.

Opt outs are valid for the whole policy year, from Sept. 1, 2024 – Aug. 31, 2025. If you return as an eligible student in September the following year, you’ll be automatically re-enrolled in the UMSU Health & Dental Plan and the Legal Care Program. Should you wish to opt out again next year, you must renew the opt out directly online, but you won’t have to re-submit your proof of other coverage.